Santander AutoKredit DE

Santander is one of the biggest vehicle-finance providers in Germany, present both at dealerships and as a direct lender. Its AutoKredit covers classic instalment loans as well as balloon (3-way) financing, where lower monthly payments are followed by a final lump sum you can pay, refinance, or settle by returning the car. Available online or through partner dealers, in EUR for German residents.

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Germany